Environmentally friendly driving

Ten ways to lower your car insurance premiums

Here are ten ways to reduce your premiums:

1. Shop around for the best deals. 
2. Purchase your car insurance online and you may get a good discount.
3. The fewer people who are insured to drive your car, the cheaper the insurance.
4. Consider your age and gender. Insurance is generally cheaper to women and people over the age of 25. If you fall into either category mention this to insurers. There are some insurance dealers which specialise in car insurance for women.
5. If you have a secure location for your car, such as a garage, tell this to insurance companies as it may reduce your premiums.
6. Opt to pay a higher premium in the event of an insurance claim.
7. If you’ve recently passed your drivers licence examination, and you want to undergo the Pass Plus training scheme, this will qualify you for lower car insurance discounts.
8. Install a central locking and alarm system to your car.
9. Start building and protecting a ‘no claims bonus’ as soon as possible
10. If you live in a rural area, your insurance will be cheaper than that in an urban centre. Be sure to tell insurers where you live.