Which events are commonly excluded?

Insurance companies often will not cover theft by deception. This happens when you attempt to sell your car and you are not paid in full. Even with a comprehensive policy for your own vehicle, if you cause damage driving someone else’s car, the insurance will only cover third party losses. The borrowed car will not be covered. The claims will only be met if you are under the owner’s policy. Likewise, before you let someone else drive your car, be aware of the possible consequences.